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10 Front Road

10 Front Road

Loyalist, ON

  • 2 bed
  • 1 bath
  • approx. 1500-2000 sqft
  • Detached
  • 169 days on market
$575,000Price reduced 3%

Imagine trading your daily routine for life on Amherst Island, reached by a scenic 15-minute ferry crossing from Millhaven. At 10 Front Road, you'll find a true four-season waterfront retreat set on 4.2 level acres with 305 feet of deeded waterfront along Lake Ontario's North Channel. This fully winterized century home, built in 1918, offers the charm of a classic cottage with the comfort of year-round living, so it's just as inviting for a weekend escape as it is for settling in through every season. The main floor has a spacious dining room, a cozy living room warmed by a propane stove, and a bright sunroom with water. The primary bedroom is conveniently located on the main floor, while a second bedroom and additional storage await upstairs. The deck and porch are perfect for watching the sun rise over the fields and set over the water. Spend your days kayaking, fishing, and birdwatching right from your own clean, level shoreline. The open acreage gives you room to garden, entertain, or simply enjoy the quiet of island life, with panoramic views over the bay, lake, and surrounding pastureland. Amherst Island is known for its close-knit community and natural beauty, with a general store, seasonal restaurant, museum, and artisan studios all just a short drive away. Whether you're looking for a peaceful getaway or a place to call home full-time, 10 Front Road offers a rare chance to own a genuine slice of waterfront cottage country, just a short ferry ride from the mainland.

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Listing Details

Taxes (2026)
$1,880
Originally Listed
$595,000
Listed
March 31, 2026

Price History

Property

Style
1 1/2 Storey
Age
100+
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Stone
Interior
Primary Bedroom - Main Floor, Propane Tank, Sump Pump, Water Heater Owned
Lot Size
305.09 x 514.65 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
2

Utilities

Water
Dug Well
Sewer
Septic
Heat Source
Electric

Location & Legal

Cross Street
FRONT ROAD & LOWER 40 FOOT
Zoning
SR-5
Parcel Number
451360170
Possession
Immediate
Occupancy
Vacant

Included

Inclusions
Dryer, Microwave, Refrigerator, Stove, Washer, Window Coverings
Exclusions
None
Rental Items
Propane Tank

Waterfront

Water Body
Lake Ontario
Shoreline
Clean, Rocky, Sandy
Docking
None

Schools

Elementary

  • Our Lady of Mount Carmel Catholic School4.3 km

    Catholic · Algonquin and Lakeshore CDSB · 405 students

    Grade 3 reading: 81% met the provincial standard · Grade 6 math: 38% met the provincial standard

  • AmherstView Public School4.4 km

    Public · Limestone DSB · 635 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 51% met the provincial standard

  • Fairfield Elementary School4.6 km

    Public · Limestone DSB · 295 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 52% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K0H

Population
47,286
Private dwellings
25,346
Median age
51.2
Average household size
2.4
Median household income
$92,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Loyalist · last 12 months

Median sold price
$566,750
Homes sold
292
Median days on market
26
Sale-to-list price
97.3%

Based on 292 recorded sales of residential freehold properties in Loyalist over the last 12 months.

Rooms

4-piece on Main

Second

  • Bedroom 212'2" x 15'3"
  • Other19'5" x 6'4"

Main

  • Breakfast12'4" x 7'10"
  • Dining Room12'1" x 14'11"
  • Family Room10'10" x 7'10"
  • Kitchen16'7" x 6'11"
  • Laundry11'6" x 7'10"
  • Living Room22'6" x 12'2"
  • Primary Bedroom11'6" x 12'6"

Listed by

RE/MAX FINEST REALTY INC., BROKERAGE

Walk Score

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Mortgage Calculator

$115,000

Estimated Monthly Payment

$2,825

Land transfer tax

Estimated land transfer tax$7,975

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,825/mo (20% down, 5.5%)

Taxes: $157/mo · Insurance: $144/mo

Estimates only. Consult a financial advisor.

R

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