1142 Cardiff Lake Road
Highlands East, ON
3 bed • 1 bath • approx. 1500-2000 sqft • Detached • 112 days on market
RARE 645 FEET OF SHORELINE, ON 3.29 ACRES. This is where every morning begins on the water. Nestled along the shores of Cardiff Lake, this four-season custom-built home/cottage offers breathtaking southeast exposure-serving up stunning sunrises right from your own shoreline. The gently sloping sandy entry invites effortless swimming, while the clear, deep waters off the dock are perfect for boating, fishing and all your favourite water activities. The property features private trails that wind through the trees. If that's not enough your adventure continues with direct access to extensive ATV and snowmobile trails that will take you through hundreds of kilometers of groomed backcountry trails. Inside this beautifully custom built, 3-bedroom bungaloft features a soaring loft 300 sq ft ideal as a fourth sleeping area, home office, family room or cozy reading retreat. A well-appointed 3-piece bathroom which includes the convenience of main floor laundry. The full, unfinished basement, with four large windows that lets in natural light is approx. 1,350 sq ft with 8-foot ceilings. All this is accessible via a municipally maintained year-round road, conveniently located just 30 min to Bancroft or Haliburton for shopping and amenities. Only 5 min. to Wilberforce or Harcourt for gas, groceries, and more-plus a community centre, skating rink, pickleball courts and curling rink. A complete four-season lifestyle on the water, in nature, and ready for you to enjoy.
Listing Details
- Taxes (2026)
- $4,316
- Originally Listed
- $1,079,900
- Listed
- May 8, 2026
Price History
Property
- Style
- Bungaloft
- Age
- 6-15
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Interior
- Air Exchanger, Carpet Free, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Workbench
- Lot Size
- 645 x 222.18 Feet
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Loop Road & Cardiff Lake Road
- Zoning
- RU
- Parcel Number
- 392400225
- Possession
- Immediate
Commercial
- Occupancy
- Owner
Included
- Inclusions
- Fridge, Stove, Counter Microwave, Fridge in Basement, Stackable Washer/Dryer, BBQ.All other furnishings are negotiable.
- Exclusions
- All Personal Items. All artwork. Staging Items
- Rental Items
- Propane Tanks
Waterfront
- Water Body
- Cardiff Lake
- Shoreline
- Clean, Mixed, Sandy
- Docking
- Private
Community
Postal area K0L
- Population
- 78,142
- Private dwellings
- 48,786
- Median age
- 54
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Highlands East · last 12 months
- Median sold price
- $390,000
- Homes sold
- 139
- Median days on market
- 29
- Sale-to-list price
- 95.9%
Based on 139 recorded sales of residential freehold properties in Highlands East over the last 12 months.
Rooms
3-piece on Main
Second
- Loft19'7" x 13'1"
Ground
- Bathroom6'10" x 5'5"
- Bedroom11'7" x 9'10"
- Bedroom 311'7" x 9'10"
- Dining Room19'2" x 13'9"
- Foyer10' x 7'
- Kitchen12'11" x 10'2"
- Living Room19'2" x 13'1"
- Other9'6" x 6'7"
- Primary Bedroom13'3" x 10'7"
- Sunroom19'8" x 7'4"
Listed by
Ball Real Estate Inc.
Location
Mortgage Calculator
$179,800
Estimated Monthly Payment
$4,417
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,417/mo (20% down, 5.5%)
Taxes: $360/mo · Insurance: $225/mo
Estimates only. Consult a financial advisor.
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