12 Cosgrove Lane
Stirling-Rawdon, ON
4 bed • 2 bath • approx. 1100-1500 sqft • Detached • 62 days on market
Nestled on a picturesque 3.4-acre lot with 43 feet of waterfront on beautiful Rylstone Lake, this exceptional two-storey home offers the ultimate escape into nature while still being just 25 minutes north of Belleville. Surrounded by mature trees and peaceful landscapes, this property delivers breathtaking views from every window and a lifestyle centered around year-round outdoor enjoyment-boating, canoeing, fishing, swimming, and skating in the winter months. The home features open concept living with a warm and inviting wood-burning fireplace, creating the perfect space to relax or entertain. A walk-up basement with a separate side entrance offers excellent potential for an in-law suite or additional living space. Step outside to a stunning deck where you can unwind and take in the serenity, complete with the sounds of nature and ultimate privacy. Located within walking distance to Callaghan's Rapids Conservation Area, known for its scenic limestone riverbed, waterfalls, and popular kayaking and swimming spots, this property is ideal for outdoor enthusiasts. Enjoy easy access to the Crowe River system and nearby trail networks including the Trans Canada Trail, perfect for hiking, cycling, and ATV'ing. The surrounding area also features local farms, country markets, and equestrian facilities, all within a short distance. Set just minutes to the charming community of Marmora for everyday amenities, yet perfectly tucked away in a peaceful rural setting, this property offers the ideal balance of convenience and privacy. If you've been searching for a private country retreat with waterfront, space, and endless recreational opportunities, this is a rare offering that truly has it all.
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Listing Details
- Taxes (2025)
- $2,953
- Listed
- June 26, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Age
- 51-99
- Construction
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete Block
- Interior
- In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater
- Lot Size
- 153.25 x 108.03 Feet
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Harmony Lane / Cosgrove Lane
- Zoning
- LSR
- Parcel Number
- 403400151
- Possession
- Flexible
Commercial
- Occupancy
- Owner
Included
- Inclusions
- Fridge, stove, washer, dryer, dishwasher
- Exclusions
- TV wall mount, basement and both bedroom shelving
- Rental Items
- Propane Tank
Waterfront
- Water Body
- Rylstone Lake
- Shoreline
- Natural
- Docking
- Private
Schools
Elementary
- Sacred Heart Catholic School4.8 km
Catholic · Algonquin and Lakeshore CDSB · 140 students
Grade 3 reading: 83% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K0K
- Population
- 115,850
- Private dwellings
- 53,153
- Median age
- 50.8
- Average household size
- 2.4
- Median household income
- $83,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Stirling-Rawdon · last 12 months
- Median sold price
- $490,100
- Homes sold
- 81
- Median days on market
- 35
- Sale-to-list price
- 96.2%
Based on 81 recorded sales of residential freehold properties in Stirling-Rawdon over the last 12 months.
Rooms
4-piece on Main, 3-piece on Second
Second
- Bathroom7'7" x 9'10"
- Bedroom13'5" x 11'9"
- Primary Bedroom13'5" x 12'10"
Main
- Bathroom11'3" x 5'3"
- Bedroom11'7" x 11'8"
- Dining Room11'3" x 15'5"
- Kitchen11'3" x 12'3"
- Living Room11'4" x 15'2"
Basement
- Bedroom10'6" x 22'9"
- Cold Room/Cantina7' x 7'6"
- Family Room21'6" x 19'9"
- Laundry10'4" x 14'4"
- Utility Room4'8" x 11'2"
Listed by
Royal Lepage Proalliance Realty
Location
Mortgage Calculator
$109,800
Estimated Monthly Payment
$2,697
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,697/mo (20% down, 5.5%)
Taxes: $246/mo · Insurance: $137/mo
Estimates only. Consult a financial advisor.
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