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89 Finlay Street

89 Finlay Street

Stone Mills, ON

2 bed • 3 bath • approx. 2000-2500 sqft • Detached • 51 days on market

$827,000

Step into a truly one-of-a-kind home-this beautifully converted 1875 church in Strathcona blends historic character with modern comfort. Featuring soaring ceilings and an abundance of natural light, this property offers a warm and inviting atmosphere throughout. The main living space boasts an open-concept design with a spacious living and dining area, perfect for entertaining or relaxing. The home includes 1 bedroom, 1.5 baths, and convenient main-floor laundry. The chef-inspired kitchen is a standout, complete with a large island and an adjoining prep area offering ample cabinetry and counter space. Just off the kitchen, a charming screened-in porch provides the perfect spot to enjoy your morning coffee and take in the sunrise. Upstairs, a versatile loft-style family room overlooks the main living area, showcasing the home's unique architecture. This flexible space can easily be converted into an additional bedroom if desired. The property also features a private in-law suite with its own separate entrance. This self-contained space includes a spacious living room with a natural gas fireplace, a newer kitchen, a bedroom, full bath with walk-in shower, and its own laundry. A cozy 3-season sitting area adds even more comfort and privacy. Outside, enjoy peaceful surroundings from your deck. A detached, heated 2-car garage with plenty of natural light and a paved driveway adds convenience and functionality. Located just a short walk from the K&P Trail, this exceptional property offers a rare opportunity to own a piece of history with modern versatility. Be sure to ask for the full list of updates-this home truly does not disappoint.

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Listing Details

Taxes (2025)
$3,164
Listed
July 7, 2026

Price History

Listing history

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Property

Style
2-Storey
Age
100+
Construction
Stone
Roof
Asphalt Rolled, Metal
Foundation
Stone
Interior
Auto Garage Door Remote, Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Solar Tube, Water Heater Owned, Water Softener, Water Treatment
Lot Size
138.64 x 131.93 Feet

Utilities

Water
Drilled Well
Sewer
Septic
Heat Source
Gas

Location & Legal

Cross Street
County Road 16
Zoning
HR
Parcel Number
451160450
Possession
Flexible

Commercial

Occupancy
Owner

Included

Inclusions
2x Fridge, 2x Stove, 2x Washer, 2x Dryer, Hot Water Tank, Furnace, A/C, Hot Water on Demand for the in law suite (located in garage), All Attached Light fixtures, Bathroom Mirrors (except the 1 listed in exclusions), All Window Coverings. Water Softener, 4Barstools
Exclusions
Bathroom Mirror above sink in Primary bedroom (on main floor)

Schools

Elementary

  • Newburgh Public School3.1 km

    Public · Limestone DSB · 140 students

    Grade 3 reading: 76% met the provincial standard · Grade 6 math: 45% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K7R

Population
15,480
Private dwellings
6,845
Median age
50.4
Average household size
2.3
Median household income
$77,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Stone Mills · last 12 months

Median sold price
$525,000
Homes sold
105
Median days on market
37
Sale-to-list price
96.4%

Based on 105 recorded sales of residential freehold properties in Stone Mills over the last 12 months.

Rooms

2-piece on Main, 3-piece on Main, 3-piece on Second

Upper

  • Bathroom4' x 5'4"
  • Bedroom9'7" x 13'4"
  • Family Room25'11" x 16'1"
  • Kitchen7'4" x 16'8"
  • Living Room9'11" x 19'

Main

  • Bathroom8'8" x 8'3"
  • Foyer7'1" x 6'11"
  • Kitchen26' x 12'6"
  • Laundry10'2" x 6'5"
  • Living Room15' x 26'1"
  • Primary Bedroom10'2" x 12'7"

Listed by

RE/MAX FINEST REALTY INC., BROKERAGE

Location

Mortgage Calculator

$165,400

Estimated Monthly Payment

$4,063

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $4,063/mo (20% down, 5.5%)

Taxes: $264/mo · Insurance: $207/mo

Estimates only. Consult a financial advisor.

R

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