45 Oak Street
Belleville, ON
5 bed • 2 bath • approx. 700-1100 sqft • Semi-Detached • 28 days on market
Some homes simply live bigger than their footprint - and this Belleville semi-detached bungalow is exactly that kind of find. Set on a generous 29 x 137 ft lot, this completely carpet-free property has been thoughtfully finished top to bottom, offering two fully livable levels, each with its own bedrooms, bathroom, and gathering space - a layout that opens the door to multigenerational living, rental income, or simply room to grow. The main floor welcomes you with 2 bedrooms, a bright living room, a functional kitchen, and a full 3-piece bathroom, while downstairs, the fully finished lower level delivers 3 additional bedrooms, a second full bathroom, and a spacious recreation room - practically a second home under one roof. Day-to-day comfort is fully covered with forced air gas heating, central air conditioning, and an in-place water purifier system, while outside, 4 private driveway spaces mean parking is never a concern - no garage required. Ideally positioned just minutes from the hospital and everyday essentials, with easy access via Station Street East, this home puts convenience right at your doorstep. And with all major appliances included - fridge, stove, dishwasher, washer, and dryer - this is a truly turnkey opportunity, ready for its next chapter. Homes offering this much flexibility, space, and value rarely come along in Belleville - come see for yourself.
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Listing Details
- Taxes (2026)
- $3,086
- Listed
- July 30, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Age
- 16-30
- Construction
- Brick Front, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Interior
- Carpet Free, Primary Bedroom - Main Floor, Water Purifier, Other, In-Law Capability
- Lot Size
- 29.89 x 137.81 Feet
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Station Street East to Oak Street South to #45A
- Parcel Number
- 405120061
- Possession
- 30-59 days
Commercial
- Occupancy
- Owner
Schools
Elementary
- Holy Rosary Catholic School0.6 km
Catholic · Algonquin and Lakeshore CDSB · 250 students
Grade 3 reading: 78% met the provincial standard · Grade 6 math: 28% met the provincial standard
- Prince of Wales Public School0.7 km
Public · Hastings & Prince Edward DSB · 320 students
Grade 3 reading: 56% met the provincial standard · Grade 6 math: 20% met the provincial standard
- St Michael Catholic School1.1 km
Catholic · Algonquin and Lakeshore CDSB · 560 students
Grade 3 reading: 73% met the provincial standard · Grade 6 math: 27% met the provincial standard
Secondary
- Nicholson Catholic College1 km
Catholic · Algonquin and Lakeshore CDSB · 490 students
Grade 10 literacy: 87% met the provincial standard
- St Theresa Catholic Secondary School1.6 km
Catholic · Algonquin and Lakeshore CDSB · 775 students
Grade 10 literacy: 84% met the provincial standard
- Eastside Secondary School1.9 km
Public · Hastings & Prince Edward DSB · 985 students
Grade 10 literacy: 69% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K8N
- Population
- 30,393
- Private dwellings
- 13,782
- Median age
- 48
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Belleville · last 12 months
- Median sold price
- $505,000
- Homes sold
- 757
- Median days on market
- 32
- Sale-to-list price
- 97.3%
Based on 757 recorded sales of residential freehold properties in Belleville over the last 12 months.
Rooms
3-piece on Main, 3-piece on Basement
Main
- Bathroom
- Bedroom9'5" x 10'4"
- Bedroom9'2" x 10'4"
- Kitchen9' x 12'
- Living Room12' x 18'8"
Lower
- Bathroom
- Bedroom9' x 9'6"
- Bedroom9' x 9'6"
- Bedroom10'4" x 9'
- Recreation11' x 11'6"
Listed by
THE CANADIAN HOME REALTY INC.
Location
Mortgage Calculator
$89,800
Estimated Monthly Payment
$2,206
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,206/mo (20% down, 5.5%)
Taxes: $257/mo · Insurance: $112/mo
Estimates only. Consult a financial advisor.
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