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431 Victoria Beach Road

431 Victoria Beach Road

Cramahe, ON

7 bed • 5 bath • approx. 3000-3500 sqft • Detached • 23 days on market

$1,474,000

Welcome to your private Colborne Estate - where luxury living meets the shores of Lake Ontario.Set on a tranquil, park-like 1.84-acre lot with your own private beach, this custom-built bungalow offers 5,074 sq ft of exceptional living space designed around 1 thing: The Lake. Floor-to-ceiling windows span the entire south side on both levels, framing unobstructed panoramic views of Lake Ontario that change with every season & every hour of the day.The 3,446 sq ft main floor features a split bedroom plan, anchored by a chef's kitchen overlooking the water - complete with an extended island, stunning waterfall quartz counters, & seating for every friend & family member you can gather. The primary retreat includes a private sitting room, en-suite washroom & multiple large closets. 3 additional bedrooms, 2 washrooms, & a generous family room complete this layout. & for year-round wellness, a cedar-lined pool room houses an indoor swim spa with a lap current & convenient motorized cover.The lower level is a 1,628 sq ft fully finished, self-contained residence with 5 walkouts to the lake - all with floor-to-ceiling windows flooding the space with light & waterfront views. It features a full kitchen, separate laundry, & a split-bedroom layout with a primary retreat including ensuite washroom & kitchenette, plus 2 additional bedrooms & 2 washrooms. An ideal guest suite, in-law apartment, or income-generating rental.Storage & flexibility abound: a 3-car garage, plus a 4th 2 car tandem, RV or large boat garage with EV & RV charging. Workshop or storage loft above the garage, & a 3rd-floor loft with future potential for additional living space.Zoned for both family living & Bed & Breakfast use, this property presents an exceptional lifestyle opportunity or income-generating investment.All of this just 10 minutes from Highway 401, 1 hour from Toronto, steps from downtown Colborne & Brighton, minutes to Presqu'ile Provincial Park, & a scenic 30minute drive to Prince Edward County

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Listing Details

Taxes (2025)
$11,457
Listed
August 4, 2026

Price History

Listing history

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Property

Style
Bungalow
Age
16-30
Construction
Vinyl Siding, Stone
Roof
Membrane, Asphalt Shingle
Foundation
Concrete Block
Interior
Accessory Apartment, Auto Garage Door Remote, Primary Bedroom - Main Floor, On Demand Water Heater, Carpet Free, Water Softener, Water Treatment, Floor Drain
Lot Size
230 x 356.38 Feet

Utilities

Water
Drilled Well, Reverse Osmosis
Sewer
Septic
Heat Source
Gas

Location & Legal

Cross Street
Colton St & Hwy 2
Zoning
SR-HL
Parcel Number
511460279
Possession
Flexible

Commercial

Occupancy
Owner

Included

Inclusions
All Electrical Light Fixtures. All Window Coverings. Main: Fridge, Range, Microwave, Hood fan, Dishwasher, Washer, Dryer. Lower: Range, Fridge, Washer, Dryer, Microwave Hood fan. Double-Sided Radiant Propane Fireplace. Basement Electric Fireplace, 3 Air conditioning wall units, Radiant Hot Water Tankless Heating System, Water softener, Reverse Osmosis water system on Fridge & Kitchen sink, Extremely Efficient Next Energy Geothermal Heating System, Propane Novien Water Heater, Water Softener, UV Light, Setiment Filters.
Exclusions
The municipality does not have any short term rental regulations. Platforms such as AirBnB and VRBO are permitted.
Rental Items
Two Propane Tanks

Waterfront

Water Body
Lake Ontario
Shoreline
Clean, Sandy
Docking
None

Schools

Elementary

  • Colborne Public School2.2 km

    Public · Kawartha Pine Ridge DSB · 175 students

    Grade 3 reading: 64% met the provincial standard · Grade 6 math: 29% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K0K

Population
115,850
Private dwellings
53,153
Median age
50.8
Average household size
2.4
Median household income
$83,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Cramahe · last 12 months

Median sold price
$650,000
Homes sold
105
Median days on market
42
Sale-to-list price
97.3%

Based on 105 recorded sales of residential freehold properties in Cramahe over the last 12 months.

Listed by

HARVEY KALLES REAL ESTATE LTD.

Location

Mortgage Calculator

$294,800

Estimated Monthly Payment

$7,241

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $7,241/mo (20% down, 5.5%)

Taxes: $955/mo · Insurance: $369/mo

Estimates only. Consult a financial advisor.

R

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