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40 St Charles Street

40 St Charles Street

Belleville, ON

5 bed • 3 bath • approx. 700-1100 sqft • Detached • 15 days on market

$534,900

Welcome to this well-maintained raised bungalow ideally situated on a quiet street close to schools, shopping, amenities and Hwy 401. Featuring a bright and functional layout, the main level offers spacious principal rooms, an updated bathroom, primary bedroom with 2-piece ensuite, and walkout to a deck overlooking the fully fenced huge back yard. The lower level features 3 bedrooms, newly renovated kitchen, and full bathroom with separate entrance. Attached garage, ample parking and excellent in-law or income potential makes this a great opportunity for homeowners and investors alike.Furnace replaced in 2025, hot water tank in 2023. Quick possession available.

Listing Details

Taxes (2026)
$4,243
Listed
August 12, 2026

Price History

Listing history

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Property

Style
Bungalow-Raised
Construction
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete Block
Interior
In-Law Suite, Primary Bedroom - Main Floor, Sump Pump
Lot Size
39.45 x 161.34 Feet

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
North Front St., East On Moira
Parcel Number
405160022
Possession
Immediate

Commercial

Occupancy
Vacant

Included

Inclusions
2 Dishwashers (as is), Washer, Dryer, 2 Refrigerator, 2 Stove, Smoke and Carbon Monoxide Detector, Window Coverings, garage door opener
Exclusions
microwaves, video door bell, camera system
Rental Items
Hot Water Tank

Schools

Elementary

  • Holy Rosary Catholic School0.4 km

    Catholic · Algonquin and Lakeshore CDSB · 250 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 28% met the provincial standard

  • Prince of Wales Public School0.6 km

    Public · Hastings & Prince Edward DSB · 320 students

    Grade 3 reading: 56% met the provincial standard · Grade 6 math: 20% met the provincial standard

  • St Michael Catholic School0.8 km

    Catholic · Algonquin and Lakeshore CDSB · 560 students

    Grade 3 reading: 73% met the provincial standard · Grade 6 math: 27% met the provincial standard

Secondary

  • Nicholson Catholic College0.7 km

    Catholic · Algonquin and Lakeshore CDSB · 490 students

    Grade 10 literacy: 87% met the provincial standard

  • St Theresa Catholic Secondary School1.7 km

    Catholic · Algonquin and Lakeshore CDSB · 775 students

    Grade 10 literacy: 84% met the provincial standard

  • Centennial Secondary School2.6 km

    Public · Hastings & Prince Edward DSB · 930 students

    Grade 10 literacy: 81% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K8P

Population
23,166
Private dwellings
10,592
Median age
44.4
Average household size
2.2
Median household income
$64,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Belleville · last 12 months

Median sold price
$505,000
Homes sold
757
Median days on market
32
Sale-to-list price
97.3%

Based on 757 recorded sales of residential freehold properties in Belleville over the last 12 months.

Rooms

4-piece on Main, 2-piece on Main, 3-piece on Basement

Main

  • Bedroom 212'10" x 11'1"
  • Great Room12'10" x 12'1"
  • Kitchen12' x 11'
  • Living Room13' x 12'2"

Basement

  • Bedroom 311' x 10'
  • Bedroom 412' x 10'
  • Bedroom 512'5" x 10'11"
  • Bedroom 512'5" x 10'11"
  • Kitchen12' x 10'10"

Listed by

HOMELIFE/MIRACLE REALTY LTD

Location

Mortgage Calculator

$106,980

Estimated Monthly Payment

$2,628

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,628/mo (20% down, 5.5%)

Taxes: $354/mo · Insurance: $134/mo

Estimates only. Consult a financial advisor.

R

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