118 Bay Lake Road
Bancroft, ON
2 bed • 1 bath • approx. < 700 sqft • Detached • 14 days on market
Affordable Three- season Cottage with a 12 ft access to Stimears Lake! Looking for a cozy getaway without the waterfront price tag? Welcome to 118 Bay Lake Rd! This charming three-season cottage is situated on a year-round paved municipal rd and includes a 12 foot easement access to beautiful Stimears Lake, located just across the road. The cottage offers a warm and inviting layout featuring two bedrooms, a 3-piece bathroom, a functional kitchen with dining area, a comfortable living/sitting room, and a bright sunroom perfect for relaxing with your morning coffee or unwinding after a day on the lake. Outside, you'll enjoy exceptional privacy, a firepit area for evenings under the stars, two storage buildings for all your cottage toys and tools, plus the convenience of a private well and septic system. Whether you're looking for a family retreat, a peaceful escape from the city, or an affordable way to enjoy cottage life, this property offers excellent value and endless opportunities to create lasting memories. (Location of access is between ER #83 and #111) ( Buyers Lawyer should verify)
Listing Details
- Taxes (2025)
- $1,900
- Listed
- August 14, 2026
Price History
Property
- Style
- Bungalow
- Construction
- Wood
- Roof
- Metal
- Foundation
- Piers
- Interior
- Water Heater Owned
- Lot Size
- 150 x 249 Feet
Utilities
- Water
- Sand Point Well, Sediment Filter
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- BAY LAKE RD & HWY 62 S.
- Zoning
- RES
- Parcel Number
- 400830017
- Possession
- Immediate
Commercial
- Occupancy
- Owner
Waterfront
- Water Body
- Stimears Lake
- Shoreline
- Mixed
- Docking
- None
Schools
Elementary
- York River Public School2.7 km
Public · Hastings & Prince Edward DSB · 205 students
Grade 3 reading: 41% met the provincial standard · Grade 6 math: 45% met the provincial standard
- Our Lady of Mercy Catholic School3.2 km
Catholic · Algonquin and Lakeshore CDSB · 255 students
Grade 3 reading: 94% met the provincial standard · Grade 6 math: 33% met the provincial standard
- North Hastings High School - Elementary (Elementary)3.5 km
Public · Hastings & Prince Edward DSB · 175 students
Secondary
- North Hastings High School3.4 km
Public · Hastings & Prince Edward DSB · 450 students
Grade 10 literacy: 69% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K0L
- Population
- 78,142
- Private dwellings
- 48,786
- Median age
- 54
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Bancroft · last 12 months
- Median sold price
- $375,000
- Homes sold
- 82
- Median days on market
- 40
- Sale-to-list price
- 93.1%
Based on 82 recorded sales of residential freehold properties in Bancroft over the last 12 months.
Rooms
3-piece on Main
Main
- Bathroom6'3" x 5'4"
- Bedroom8'8" x 8'
- Dining Room9'11" x 10'11"
- Kitchen13'2" x 13'8"
- Living Room9'7" x 17'4"
- Primary Bedroom9'7" x 8'
Listed by
Century 21 Granite Realty Group Inc.
Location
Mortgage Calculator
$59,800
Estimated Monthly Payment
$1,469
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $1,469/mo (20% down, 5.5%)
Taxes: $158/mo · Insurance: $75/mo
Estimates only. Consult a financial advisor.
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