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295 Fire Route 23

295 Fire Route 23

Havelock-Belmont-Methuen, ON

5 bed • 2 bath • approx. 700-1100 sqft • Detached • 8 days on market

$849,900

| BELMONT LAKE | What's better than one cottage? TWO! This unique Belmont Lake property offers 150 feet of beautiful East-facing waterfront with two separate cottages, making it the perfect getaway for extended family, multiple generations, or hosting friends. The waterfront cottage is right at the water, with water seen from every room along the front, is a charming three-season, 2-bedroom, 1-bath retreat with a water-facing deck at the shoreline. Perched above, the winterized 3-bedroom, 1-bath cottage enjoys one of the best panoramic views on Belmont Lake and features its own water-facing deck, the perfect spot to relax with a morning coffee or unwind after a day on the lake. The waterfront is ideal for swimming, with deep, clean water off the dock, while two separate docking areas provide plenty of room for boats and water toys. Whether you're spending the day on the lake or simply taking in the expansive views, this property is all about making unforgettable memories. The property features a UV water treatment system and heated water line, while the property is serviced by 200-amp hydro. The undersides of both cottages were professionally spray-foam insulated in 2018 for added comfort and efficiency. Offered turn-key, both cottages have been exceptionally well maintained and are ready for immediate enjoyment. Located just 15 minutes from Havelock, 40 minutes from Peterborough, and under two hours from the GTA, Belmont Lake offers the perfect balance of peaceful cottage living and convenient access.This is more than a cottage property-it's a place where family and friends gather, laughter echoes across the water, and every sunrise reminds you why lake life is so special.

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Listing Details

Taxes (2025)
$3,038
Listed
August 19, 2026

Price History

Property

Style
Bungalow
Construction
Wood
Roof
Asphalt Shingle
Foundation
Piers, Post & Pad
Interior
Guest Accommodations, Primary Bedroom - Main Floor, Water Heater Owned

Utilities

Water
Lake/River
Sewer
Septic
Heat Source
Electric

Location & Legal

Cross Street
Fire Route 23 South of Preston Road.
Parcel Number
282360142
Possession
Immediate

Commercial

Occupancy
Owner

Included

Inclusions
All Contents other than exclusions
Exclusions
Personal Items, Pontoon Boat (may be purchased separately)

Waterfront

Water Body
Belmont Lake
Shoreline
Deep, Clean
Docking
Private

Community

Postal area K0L

Population
78,142
Private dwellings
48,786
Median age
54
Average household size
2.3
Median household income
$79,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Havelock-Belmont-Methuen · last 12 months

Median sold price
$455,000
Homes sold
109
Median days on market
38
Sale-to-list price
94.5%

Based on 109 recorded sales of residential freehold properties in Havelock-Belmont-Methuen over the last 12 months.

Listed by

RE/MAX HALLMARK EASTERN REALTY

Location

Mortgage Calculator

$169,980

Estimated Monthly Payment

$4,175

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $4,175/mo (20% down, 5.5%)

Taxes: $253/mo · Insurance: $212/mo

Estimates only. Consult a financial advisor.

R

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