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189 Church Street

189 Church Street

Stirling-Rawdon, ON

  • 6 bed
  • 5 bath
  • approx. 1500-2000 sqft
  • Detached
  • 1 days on market
$759,900

Welcome to 189 Church Street, a remarkable custom-built two-storey home offering exceptional space, versatility and income potential in the heart of Stirling. The main residence features three upper-level bedrooms, including a spacious primary bedroom with en-suite privileges to a beautiful five-piece bathroom with a soaker tub, glass shower and double vanity. The custom kitchen offers a large peninsula and quality appliances, while main-floor laundry adds everyday convenience. The finished lower level includes a second kitchen, games room and granny suite, along with direct access to the attached one-and-a-half-car underground garage with a welding plug. A hot tub is also included. The detached building features two self-contained apartments, each currently rented for $1,600 per month, all-inclusive. The upper unit offers two bedrooms, while the lower unit has one bedroom and baseboard heating. Both include a refrigerator and stove. Altogether, the property offers four kitchens, five bathrooms, two rental apartments and a granny suite. Additional features include 200-amp service, a water softener and an owned gas hot water tank, with no rental equipment. Located just metres from the Heritage Trail and within approximately three kilometres of schools, parks, shopping, restaurants, the theatre, library and arena.

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Listing Details

Taxes (2025)
$6,799
Listed
September 1, 2026

Price History

Listing history

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Property

Style
2-Storey
Age
31-50
Construction
Stone, Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete Block, Poured Concrete
Interior
Floor Drain, In-Law Capability, Sump Pump, Water Heater Owned, Water Softener
Lot Size
102.44 x 37.15 Feet

Parking

Garage
Attached
Covered Spaces
1.5
Total Parking
6.5

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
W Front St/Annis St/Church St
Zoning
R2
Parcel Number
403300146
Possession
60-89 days
Occupancy
Owner

Included

Inclusions
Fridge, gas stove, dishwasher, washer, dryer, built-in microwave downstairs, 2 infrared stove tops downstairs, hot tub, hot water tank, 3 gas fireplaces, 2 x fridges, 2 x stoves in apartments both as is, in-ground sprinklers as is.
Exclusions
2 freezers in garage

Schools

Elementary

  • Stirling Public School0.2 km

    Public · Hastings & Prince Edward DSB · 690 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 65% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K0K

Population
115,850
Private dwellings
53,153
Median age
50.8
Average household size
2.4
Median household income
$83,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Stirling-Rawdon · last 12 months

Median sold price
$490,050
Homes sold
82
Median days on market
35
Sale-to-list price
96.1%

Based on 82 recorded sales of residential freehold properties in Stirling-Rawdon over the last 12 months.

Rooms

4-piece on Second, 4-piece on Main, 5-piece on Second, 2-piece on Main, 3-piece on Basement

Second

  • Bathroom8'11" x 12'6"
  • Bedroom11'3" x 10'4"
  • Bedroom9'3" x 8'6"
  • Primary Bedroom25'7" x 17'10"

Main

  • Bathroom2'9" x 5'5"
  • Den9'5" x 12'6"
  • Dining Room8'2" x 11'10"
  • Foyer6'5" x 10'
  • Kitchen11'2" x 11'10"
  • Living Room16'1" x 18'2"

Basement

  • Bathroom9'1" x 5'8"
  • Kitchen2'2" x 11'2"
  • Other4'4" x 6'
  • Recreation22'9" x 33'4"
  • Utility Room3'5" x 16'11"

Listed by

Royal Lepage Proalliance Realty

Walk Score

56

Walk

43

Bike

Scores by Walk Score®

Mortgage Calculator

$151,980

Estimated Monthly Payment

$3,733

Land transfer tax

Estimated land transfer tax$11,673

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,733/mo (20% down, 5.5%)

Taxes: $567/mo · Insurance: $190/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions The detached building features two self-contained apartments, each currently rented for $1,600 per month, all-inclusive.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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