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85 Finch Drive

85 Finch Drive

Belleville, ON

  • 5 bed
  • 3 bath
  • approx. 1100-1500 sqft
  • Detached
  • 0 days on market
$699,000

Beautiful Legal Duplex with Private Basement Backyard - Perfect for Families or Investors! Welcome to 85 Finch Drive, a bright and inviting legal duplex offering comfort, flexibility, and fantastic in come potential. The main level features a spacious 3-bedroom layout ideal for families, with warm living spaces and a functional design. The lower level is a standout feature - a legal 2-bedroom apartment with 2 bathrooms, a full kitchen, and a separate entrance leading to its own private backyard area. Tenants enjoy privacy and outdoor space, making this unit highly desirable and easy to rent. Whether you're an investor seeking a turnkey, cash-flowing property, or a homeowner looking for a mortgage-helper suite, this home offers incredible versatility. Located in a quiet, friendly neighbourhood close to amenities, 85 Finch Drive is a rare opportunity to own a legal duplex with exceptional value

Listing Details

Taxes (2026)
$5,989
Listed
September 9, 2026

Price History

Property

Style
Bungalow
Construction
Aluminum Siding, Brick
Roof
Metal
Foundation
Concrete
Interior
Accessory Apartment, Air Exchanger, Auto Garage Door Remote, Carpet Free, ERV/HRV, Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned
Lot Size
35.12 x 114.39 Feet

Parking

Garage
Detached
Covered Spaces
2
Total Parking
6

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
N Front Street & Tracey Street
Parcel Number
404530161
Possession
Immediate
Occupancy
Owner

Included

Inclusions
Stainless Steel Fridge, Stove, Dishwasher, Air Conditioner, Washer & Dryer, All Electrical Light Fixtures
Rental Items
NONE

Schools

Elementary

  • Georges Vanier Catholic School0.5 km

    Catholic · Algonquin and Lakeshore CDSB · 310 students

    Grade 3 reading: 64% met the provincial standard · Grade 6 math: 26% met the provincial standard

  • Park Dale Public School0.8 km

    Public · Hastings & Prince Edward DSB · 310 students

    Grade 3 reading: 45% met the provincial standard · Grade 6 math: 56% met the provincial standard

  • Holy Rosary Catholic School1 km

    Catholic · Algonquin and Lakeshore CDSB · 250 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 28% met the provincial standard

Secondary

  • St Theresa Catholic Secondary School1.5 km

    Catholic · Algonquin and Lakeshore CDSB · 775 students

    Grade 10 literacy: 84% met the provincial standard

  • Nicholson Catholic College1.8 km

    Catholic · Algonquin and Lakeshore CDSB · 490 students

    Grade 10 literacy: 87% met the provincial standard

  • Centennial Secondary School2.9 km

    Public · Hastings & Prince Edward DSB · 930 students

    Grade 10 literacy: 81% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K8P

Population
23,166
Private dwellings
10,592
Median age
44.4
Average household size
2.2
Median household income
$64,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Belleville · last 12 months

Median sold price
$505,000
Homes sold
745
Median days on market
32
Sale-to-list price
97.2%

Based on 745 recorded sales of residential freehold properties in Belleville over the last 12 months.

Rooms

2 × 3-piece on Second, 3-piece on Basement

Main

  • Bedroom 210'5" x 8'6"
  • Bedroom 315'7" x 10'1"
  • Dining Room15'2" x 10'
  • Living Room11'1" x 12'11"
  • Primary Bedroom13'11" x 13'1"

Basement

  • Bedroom10'1" x 14'8"
  • Bedroom 215'3" x 10'5"
  • Dining Room11'2" x 14'1"
  • Kitchen13'1" x 12'
  • Living Room11'10" x 20'5"
  • Utility Room13'1" x 7'

Listed by

CENTURY 21 PERCY FULTON LTD.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$139,800

Estimated Monthly Payment

$3,434

Land transfer tax

Estimated land transfer tax$10,455

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,434/mo (20% down, 5.5%)

Taxes: $499/mo · Insurance: $175/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions legal duplex. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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