109 RIVER Road
Greater Napanee, ON
- 4 bed
- 4 bath
- approx. 2500-3000 sqft
- Detached
- 1 days on market
Welcome to an exceptional waterfront residence on the shores of the Napanee River, where timeless Victorian architecture meets elevated luxury, privacy, and an effortless waterfront lifestyle. Set along an impressive 167 feet of waterfront and sitting on just under an acre of private space, this remarkable property offers a rare sense of space and seclusion while remaining moments from the amenities of town and on municipal services. Thoughtfully enhanced with extensive luxury upgrades and property restoration, the home beautifully balances its original character with refined modern living. Soaring ceilings, intricate mouldings, original doors, and exceptional architectural details are complemented by high-end finishes. Generous-sized rooms include a main-floor primary with an ensuite and an outdoor experience that is equally impressive. Step onto the private back deck and unwind overlooking the river, surrounded by a sense of peace and privacy that is increasingly difficult to find. The expansive grounds provide an exceptional opportunity for entertaining, gardening, enjoying the water, or simply slowing down and taking in the setting. A charming carriage house adds further potential, while complementing the property's character. This is a property for those who appreciate quality, privacy, architectural character, and a truly special waterfront setting. Located in the charming community of Napanee, with convenient access to parks, boating, fishing, shops, restaurants, cafés, and major highway connections, this is an exceptional opportunity to acquire a distinctive waterfront property with the space, privacy, and level of finish expected by today's buyer.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $5,676
- Listed
- September 16, 2026
Price History
Property
- Style
- 2-Storey
- Age
- 100+
- Construction
- Brick
- Roof
- Metal
- Foundation
- Stone
- Interior
- Primary Bedroom - Main Floor
- Lot Size
- 167 x 252 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 0
- Total Parking
- 10
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Centre Street/County Road 8 to River Road.
- Zoning
- R1/RE
- Parcel Number
- 451130434
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Refrigerator, rangehood, stove, B/I microwave, dishwasher, washer, and dryer.
Waterfront
- Water Body
- Napanee River
- Shoreline
- Shallow, Rocky
- Docking
- Private
Schools
Elementary
- J J O'Neill Catholic School1.2 km
Catholic · Algonquin and Lakeshore CDSB · 250 students
Grade 3 reading: 67% met the provincial standard · Grade 6 math: 33% met the provincial standard
- The Prince Charles School1.2 km
Public · Limestone DSB · 490 students
Grade 3 reading: 64% met the provincial standard · Grade 6 math: 44% met the provincial standard
- Southview Public School1.3 km
Public · Limestone DSB · 620 students
Grade 3 reading: 71% met the provincial standard · Grade 6 math: 56% met the provincial standard
Secondary
- Napanee District Secondary School1.2 km
Public · Limestone DSB · 1010 students
Grade 10 literacy: 82% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K7R
- Population
- 15,480
- Private dwellings
- 6,845
- Median age
- 50.4
- Average household size
- 2.3
- Median household income
- $77,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Greater Napanee · last 12 months
- Median sold price
- $495,000
- Homes sold
- 206
- Median days on market
- 38
- Sale-to-list price
- 95.3%
Based on 206 recorded sales of residential freehold properties in Greater Napanee over the last 12 months.
Rooms
2-piece on Main, 4-piece on Main, 3-piece on Second, 5-piece on Second
Second
- Bathroom4' x 11'9"
- Bathroom9'7" x 11'3"
- Bedroom 212'1" x 11'11"
- Bedroom 314'8" x 11'11"
- Primary Bedroom14'8" x 11'9"
Main
- Bathroom4'11" x 5'5"
- Bathroom5' x 11'11"
- Bedroom12'11" x 11'11"
- Dining Room15' x 11'8"
- Foyer12' x 8'11"
- Kitchen14' x 11'8"
- Living Room15'10" x 14'5"
- Office10'10" x 11'11"
Listed by
EXP REALTY, BROKERAGE
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$217,600
Estimated Monthly Payment
$5,345
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $5,345/mo (20% down, 5.5%)
Taxes: $473/mo · Insurance: $272/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. This listing mentions carriage house. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?