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20 Gracefield Lane

20 Gracefield Lane

Belleville, ON

  • 2 bed
  • 4 bath
  • approx. 1200-1399 sqft
  • Other
  • 1 days on market
$575,000

Now is your time to enjoy a beautiful waterfront lifestyle on the Bay of Quinte. This impeccable & maintenance free home is situated in the exclusive St James By the Bay, where you can wake up every morning without a care. Enjoy the landscaped grounds, sit by the water or lounge on your private deck. Whether you are retired or just want a turn-key lifestyle, this fully renovated bungaloft delivers. Stunning upgrades throughout this 2 bdrm + den, 3.5 bath end unit with double attached garage, lots of parking and a fully finished lower level. If you are looking for a sought after Adult Lifestyle Community close to City amenities, golf courses and a short drive to Prince Edward County, this is your opportunity. Ask your REALTOR for more details on this unique community.

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Listing Details

Taxes (2026)
$5,295
Listed
September 17, 2026

Price History

Property

Style
Bungaloft
Construction
Stone
Roof
Asphalt Shingle
Foundation
Poured Concrete
Interior
Auto Garage Door Remote

Parking

Garage
Attached
Covered Spaces
2
Total Parking
4

Utilities

Heat Source
Gas

Location & Legal

Cross Street
Dundas St W & Avonlough Rd
Parcel Number
404270037
Possession
30-59 days
Occupancy
Owner

Condo

Maintenance Fee
$516/month
Fee Includes
Common Elements Included, Parking Included
Pets
Yes-with Restrictions
Locker
None
Balcony
Terrace

Included

Inclusions
light fixtures, garage door opener & remote, dishwasher,
Exclusions
personal belongings

Waterfront

Water Body
Bay of Quinte
Shoreline
Natural
Docking
None

Schools

Elementary

  • Sir James Whitney School for the Deaf1.2 km

    Provincial · Provincial and Demonstration Schools

  • Sir James Whitney/Sagonaska Elementary School1.2 km

    Provincial · Provincial and Demonstration Schools

  • Sir John A Macdonald Public School1.5 km

    Public · Hastings & Prince Edward DSB · 240 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 70% met the provincial standard

Secondary

  • Sir James Whitney School for the Deaf1.2 km

    Provincial · Provincial and Demonstration Schools

  • Sir James Whitney/Sagonaska Secondary School1.2 km

    Provincial · Provincial and Demonstration Schools

  • Centennial Secondary School1.7 km

    Public · Hastings & Prince Edward DSB · 930 students

    Grade 10 literacy: 81% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K8P

Population
23,166
Private dwellings
10,592
Median age
44.4
Average household size
2.2
Median household income
$64,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Condo & Other in Belleville · last 12 months

Median sold price
$505,000
Homes sold
738
Median days on market
32
Sale-to-list price
97.2%

Based on 738 recorded sales of residential condo & other properties in Belleville over the last 12 months.

Listed by

Royal Lepage Proalliance Realty

Walk Score

18

Walk

41

Bike

Scores by Walk Score®

Mortgage Calculator

$115,000

Estimated Monthly Payment

$2,825

Land transfer tax

Estimated land transfer tax$7,975

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,825/mo (20% down, 5.5%)

Taxes: $441/mo · Insurance: $144/mo

Maint: $516/mo

Estimates only. Consult a financial advisor.

R

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