40 St Charles Street
Belleville, ON
- 5 bed
- 3 bath
- approx. 700-1100 sqft
- Detached
Exceptional opportunity to own a spacious raised bungalow on a quiet, family-friendly street. Conveniently located close to schools, shopping, amenities, and Hwy 401, this versatile property offers the perfect blend of comfortable family living and investment appeal.The bright and inviting main level features spacious principal rooms, an updated bathroom, and a generously sized primary bedroom complete with a private 2-piece ensuite. Large windows fill the home with natural light, creating a warm and welcoming atmosphere throughout. Step outside to a deck overlooking the expansive fully fenced backyard, providing plenty of space for children, pets, gardening, and outdoor entertaining.The lower level significantly expands the living space and has been enhanced with fresh paint and new flooring throughout. Featuring three bedrooms, a newly renovated kitchen, a full bathroom, and a separate entrance, this flexible layout offers excellent potential for multi-generational living, an in-law suite, or additional rental income.Additional highlights include an attached garage, ample driveway parking, and important updates such as a new furnace (2025) and hot water tank (2023). Whether you're a homeowner seeking extra living space or an investor looking for a property with strong income potential, this home presents exceptional value. Quick closing available.
Listing Details
- Taxes (2026)
- $4,243
- Listed
- September 21, 2026
Price History
Listing history
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Property
- Style
- Bungalow-Raised
- Construction
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Interior
- In-Law Suite, Primary Bedroom - Main Floor, Sump Pump
- Lot Size
- 39.45 x 161.34 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 1
- Total Parking
- 3
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- North Front St., East On Moira
- Parcel Number
- 405160022
- Possession
- Immediate
- Occupancy
- Vacant
Included
- Inclusions
- 2 Dishwashers, 2 Refrigerator, 2 Stove, Washer, Dryer, Smoke and Carbon Monoxide Detector, Window Coverings, Garage door opener.
- Exclusions
- microwaves, video door bell, camera system
- Rental Items
- Hot Water Tank
Schools
Elementary
- Holy Rosary Catholic School0.4 km
Catholic · Algonquin and Lakeshore CDSB · 250 students
Grade 3 reading: 78% met the provincial standard · Grade 6 math: 28% met the provincial standard
- Prince of Wales Public School0.6 km
Public · Hastings & Prince Edward DSB · 320 students
Grade 3 reading: 56% met the provincial standard · Grade 6 math: 20% met the provincial standard
- St Michael Catholic School0.8 km
Catholic · Algonquin and Lakeshore CDSB · 560 students
Grade 3 reading: 73% met the provincial standard · Grade 6 math: 27% met the provincial standard
Secondary
- Nicholson Catholic College0.7 km
Catholic · Algonquin and Lakeshore CDSB · 490 students
Grade 10 literacy: 87% met the provincial standard
- St Theresa Catholic Secondary School1.7 km
Catholic · Algonquin and Lakeshore CDSB · 775 students
Grade 10 literacy: 84% met the provincial standard
- Centennial Secondary School2.6 km
Public · Hastings & Prince Edward DSB · 930 students
Grade 10 literacy: 81% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K8P
- Population
- 23,166
- Private dwellings
- 10,592
- Median age
- 44.4
- Average household size
- 2.2
- Median household income
- $64,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Belleville · last 12 months
- Median sold price
- $502,000
- Homes sold
- 735
- Median days on market
- 32
- Sale-to-list price
- 97.2%
Based on 735 recorded sales of residential freehold properties in Belleville over the last 12 months.
Listed by
HOMELIFE/MIRACLE REALTY LTD
Walk Score
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Location
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Mortgage Calculator
$97,980
Estimated Monthly Payment
$2,407
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,407/mo (20% down, 5.5%)
Taxes: $354/mo · Insurance: $122/mo
Estimates only. Consult a financial advisor.
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