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20 Fire Route 23D

20 Fire Route 23D

Havelock-Belmont-Methuen, ON

  • 4 bed
  • 1 bath
  • approx. 700-1100 sqft
  • Detached
$799,000

BELMONT LAKE WATERFRONT | FOUR-SEASON COTTAGE | 3 BEDROOMSWelcome to your four-season escape on beautiful Belmont Lake! Tucked away on a private road at 20 Fire Route 23 D, this charming 3-bedroom, 1-bathroom waterfront cottage offers the perfect blend of comfort, privacy and classic cottage living.The inviting open-concept layout creates a bright, welcoming space for family and friends, with a wood-burning stove providing cozy warmth and ambiance on cool evenings. A heat pump with A/C adds year-round comfort, making this an ideal retreat in every season.Step outside onto the massive deck, perfect for entertaining, relaxing or enjoying morning coffee overlooking the lake. Unwind in the hot tub while taking in the peaceful surroundings and beautiful eastern-facing views. An outdoor shower adds the perfect finishing touch for rinsing off after a swim or enjoying the outdoors.The waterfront amenities continue with an expansive dock system, offering plenty of room for swimming, boating, fishing and enjoying everything Belmont Lake has to offer. The waterfront is notably weed-free, creating an inviting setting for time spent on and in the water.A large bunkie with loft provides excellent additional space for guests, kids, a home office or a private getaway.Whether you're looking for a peaceful four-season retreat, a family cottage or a place to entertain and make lasting memories, this Belmont Lake property delivers the quintessential Ontario cottage experience-with the added convenience of year-round access, private-road privacy, heating and A/C.

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Listing Details

Taxes (2025)
$3,142
Listed
September 22, 2026

Price History

Property

Style
Bungalow
Construction
Wood
Roof
Asphalt Shingle
Foundation
Piers
Interior
Water Heater Owned
Lot Size
135 x 116.16 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
5

Utilities

Water
Lake/River
Sewer
Holding Tank
Heat Source
Electric

Location & Legal

Cross Street
Preston Rd and FR23
Parcel Number
282360120
Possession
Flexible
Occupancy
Vacant

Included

Inclusions
All Fixtures, Docks, UV Water System, Hot Tub
Exclusions
All Chattles
Rental Items
N/A

Waterfront

Water Body
Belmont Lake
Shoreline
Clean
Docking
Private

Community

Postal area K0L

Population
78,142
Private dwellings
48,786
Median age
54
Average household size
2.3
Median household income
$79,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Havelock-Belmont-Methuen · last 12 months

Median sold price
$471,000
Homes sold
109
Median days on market
37
Sale-to-list price
94.4%

Based on 109 recorded sales of residential freehold properties in Havelock-Belmont-Methuen over the last 12 months.

Listed by

Royal LePage Our Neighbourhood Realty

Walk Score

0

Walk

20

Bike

Scores by Walk Score®

Mortgage Calculator

$159,800

Estimated Monthly Payment

$3,925

Land transfer tax

Estimated land transfer tax$12,455

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,925/mo (20% down, 5.5%)

Taxes: $262/mo · Insurance: $200/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions An outdoor shower adds the perfect finishing touch for rinsing off after a swim or enjoying the outdoors.The waterfront amenities continue with an expansive dock system, offering plenty of room for swimming, boating, fishing and enjoying everything Belmont Lake has to offer.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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