20 Southgate Circle
Curve Lake First Nation 35, ON
- 3 bed
- 1 bath
- approx. 700-1100 sqft
- Detached
LIVING ON LAKE WITHOUT THE LAKEFRONT PRICE TAG! Here is your opportunity to own a 4 season home/cottage and lease of South East facing Upper Chemong Lake for under $400k. Travel Trent Severn waterway with lock free access to a chain of five lakes, you can boat, swim and fish to your heart's desire. This 3 bedroom - 1 bathroom home has been upgraded extensively over the past 10-15 years - roof, siding, furnace and AC, deck, Septic tank, just to name a few things. There is really nothing to be done here! Relax and enjoy lazy sunny afternoons with your friends and family on the large deck and take in the beautiful views of the beach and lake. The property comes with a large double garage. The land is leased through a standard 20 year Indigenous Services Canada (ISC) lease for $3500/year with increases every 5 year period, plus $2,130/year for emergency services, road maintenance and waste management. There are no property taxes. Consent and a one-time fee of $500 is required to for the transfer of the lease into the name of the new buyer. Only 30 minutes to Peterborough and 2 hours to the GTA. Here is your chance to enjoy everything that waterfront living has to offer at an affordable price! Don't miss out on this opportunity!
Listing Details
- Listed
- September 22, 2026
Price History
Property
- Style
- Bungalow
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block
- Interior
- Auto Garage Door Remote, Water Heater, Water Heater Owned
- Lot Size
- 63.9 x 126.8 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 2
- Total Parking
- 8
Utilities
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- Southgate & Arrow Bay
- Possession
- Flexible
- Occupancy
- Owner
Waterfront
- Water Body
- Chemong Lake
- Shoreline
- Natural
- Docking
- Private
Community
Postal area K0L
- Population
- 78,142
- Private dwellings
- 48,786
- Median age
- 54
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Listed by
MinCom Kawartha Lakes Realty Inc.
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Location
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Mortgage Calculator
$79,980
Estimated Monthly Payment
$1,965
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $1,965/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $100/mo
Estimates only. Consult a financial advisor.
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