12 Cosgrove Lane
Stirling-Rawdon, ON
- 4 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
Nestled on a picturesque 3.4-acre country parcel, this private retreat pairs tranquil rural living with 43 feet of owned waterfront on scenic Rylstone Lake. Embraced by mature trees and peaceful natural landscapes, the home captures serene views from nearly every window, all just 25 minutes north of Belleville. Embrace lake life across the seasons. Spend warm summer days boating, paddling, fishing, and swimming right from your shoreline, followed by quiet evenings unwinding on the deck or stargazing beside the campfire. In winter, lace up your skates and enjoy the quiet beauty of the frozen lake. Inside, the home delivers an inviting open-concept layout anchored by a classic woodstove that sets a cozy, welcoming tone for relaxing evenings or entertaining friends. Offering four bedrooms, the layout is designed for flexible family living. A walk-up basement with its own separate side entrance provides outstanding potential for an in-law suite, guest accommodations, or an expansive recreation space. Beyond your property line, outdoor adventure is right at your doorstep. Stroll to Callaghan's Rapids Conservation Area to explore its dramatic limestone riverbed, cascading waterfalls, and favorite swimming spots, or set out along the Crowe River and nearby Trans Canada Trail networks for miles of hiking, cycling, and ATVing. Local farm stands, equestrian stables, and country markets enrich the rural lifestyle, while the village of Marmora sits just minutes away for everyday essentials. A rare blend of usable acreage, owned waterfront access, and versatile living space, this is year-round country living at its finest.
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Listing Details
- Taxes (2025)
- $2,953
- Listed
- October 21, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Age
- 51-99
- Construction
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete Block
- Interior
- In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater
- Lot Size
- 153.25 x 108.03 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 1
- Total Parking
- 6
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Harmony Lane / Cosgrove Lane
- Zoning
- LSR
- Parcel Number
- 403400151
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fridge, stove, washer, dryer, & dishwasher
- Exclusions
- Tv wall mount, basement and both bedroom shelving
- Rental Items
- Propane tank
Waterfront
- Water Body
- Rylstone Lake
- Shoreline
- Natural
- Docking
- Private
Schools
Elementary
- Sacred Heart Catholic School4.8 km
Catholic · Algonquin and Lakeshore CDSB · 140 students
Grade 3 reading: 83% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K0K
- Population
- 115,850
- Private dwellings
- 53,153
- Median age
- 50.8
- Average household size
- 2.4
- Median household income
- $83,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Stirling-Rawdon · last 12 months
- Median sold price
- $480,000
- Homes sold
- 76
- Median days on market
- 26
- Sale-to-list price
- 95.8%
Based on 76 recorded sales of residential freehold properties in Stirling-Rawdon over the last 12 months.
Rooms
4-piece on Main, 3-piece on Second
Second
- Bathroom7'7" x 9'10"
- Bedroom13'5" x 11'9"
- Primary Bedroom13'5" x 12'10"
Main
- Bathroom11'3" x 5'3"
- Bedroom11'7" x 11'8"
- Dining Room11'3" x 15'5"
- Kitchen11'3" x 12'3"
- Living Room11'4" x 15'2"
Basement
- Bedroom10'6" x 22'9"
- Cold Room/Cantina7' x 7'6"
- Family Room21'6" x 19'9"
- Laundry10'4" x 14'4"
- Utility Room4'8" x 11'2"
Listed by
Royal LePage ProAlliance Realty
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$107,000
Estimated Monthly Payment
$2,628
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,628/mo (20% down, 5.5%)
Taxes: $246/mo · Insurance: $134/mo
Estimates only. Consult a financial advisor.
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