12 Alice Street
Bancroft, ON
- 3 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
Looking for an affordable waterfront property with loads of potential? Here's your chance! Located directly on York River in the heart of Bancroft, this three-bedroom home is a fantastic opportunity for first-time buyers, investors or anyone looking for a fixer-upper!The home does need some TLC, but with some work and a vision, there's plenty of potential to turn this property into something special! The main floor offers a spacious kitchen, living room and dining room, along with a three-piece bathroom combined with laundry, and a sunroom area. Upstairs, you'll find a large primary bedroom complete with a walk-in closet and spacious ensuite featuring an oversized Jacuzzi tub. Two additional bedrooms provide room for family or guests. Outside, there's a small garage for additional storage. Enjoy having the York River right in your backyard, perfect for canoeing, kayaking and spending time on the water! You'll also enjoy views of the park across the street and the convenience of being within walking distance of shopping, restaurants, schools, healthcare and all of Bancroft's amenities. At just $235,000, finding waterfront property at this price point is a rare opportunity! Whether you're looking for an investment, your first home or a renovation project, this property offers plenty of possibilities!
Listing Details
- Taxes (2025)
- $2,968
Price History
Property
- Style
- 2-Storey
- Age
- 100+
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Interior
- Storage, Water Heater Owned
- Lot Size
- 66 x 171.85 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 0
- Total Parking
- 10
- Parking Features
- Private Double
Structures
- Other Structures
- Storage
Utilities
- Sewer
- Sewer
- Heat Source
- Oil
Location & Legal
- Cross Street
- ALICE STREET AND MADAWASKA STREET
- Parcel Number
- 400770095
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- FRIDGE, STOVE, WASHER, DRYER, WINDOW COVERINGS, LIGHT FIXTURES
- Exclusions
- PERSONAL ITEMS
- Rental Items
- NONE
Waterfront
- Water Body
- York River
- Shoreline
- Clean, Natural
- Docking
- None
Schools
Secondary
- North Hastings High School0.5 km
Public · Hastings & Prince Edward DSB · 450 students
Grade 10 literacy: 69% met the provincial standard
Elementary
- North Hastings High School - Elementary (Elementary)0.5 km
Public · Hastings & Prince Edward DSB · 175 students
- Our Lady of Mercy Catholic School0.7 km
Catholic · Algonquin and Lakeshore CDSB · 255 students
Grade 3 reading: 94% met the provincial standard · Grade 6 math: 33% met the provincial standard
- York River Public School1.3 km
Public · Hastings & Prince Edward DSB · 205 students
Grade 3 reading: 41% met the provincial standard · Grade 6 math: 45% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K0L
- Population
- 78,142
- Private dwellings
- 48,786
- Median age
- 54
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Bancroft · last 12 months
- Median sold price
- $375,000
- Homes sold
- 79
- Median days on market
- 40
- Sale-to-list price
- 92.7%
Based on 79 recorded sales of residential freehold properties in Bancroft over the last 12 months.
Rooms
3-piece on Main, 3-piece on Second
Upper
- Bathroom9'5" x 11'1"
- Bedroom 211'3" x 10'2"
- Bedroom 311'7" x 10'4"
- Primary Bedroom12'5" x 14'
Main
- Bathroom7'5" x 8'
- Dining Room9'3" x 14'2"
- Kitchen14' x 13'3"
- Living Room13'11" x 11'4"
- Sunroom7'9" x 23'1"
Listed by
Ball Real Estate Inc.
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
What this home costs
Based on $11,750 down (5%) · 25 yrs · 5.50% fixed, placeholder rate · Canadian citizen or PR · just me · before other debts.
No published rate is available right now: this uses a placeholder rate; type your own below.
- Mortgage(calculated)includes the mortgage insurance premium added to the loan$1,417
- Property tax(from the listing)$247
- Heating(estimated)$250
- Home insurance(estimated)$59
Utilities other than heat (hydro, water, internet) are not included.
- Down payment(calculated)$11,750
- Land transfer tax(calculated)$2,075
- Sales tax on the insurance premium(calculated)paid in cash at closing, not added to the loan$714
- Legal and title insurance(estimated)$2,050
- Closing adjustments(estimated)prepaid property tax and condo fees$470
- Home inspection(estimated)$400
Tested at 7.50%, the higher rate lenders use (your rate plus 2, or 5.25%, whichever is higher).
Assumes no other debts: housing costs (mortgage, property tax, heating, half any condo fee) at most 39% of gross income.
For example, a quote from your bank. Leave it empty to use 5.50%.
Rate: a placeholder, not a published rate. Every figure is an estimate.
Investment Analysis
Investor terms: 20% minimum down; mortgage rates for rental properties are often higher, so these figures can differ on purpose from “What this home costs”. Rate: a placeholder, not a published rate; figures are illustrative only.
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $1,148/mo (20% down, 5.5%)
Taxes: $247/mo · Insurance: $59/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?