102 Old Rail Road
Cramahe, ON
- 3 bed
- 3 bath
- approx. 3000-3500 sqft
- Detached
Welcome to 102 Old Rail Rd in Brighton, a 3 bed, 2.5 bath bungalow set on 14 beautifully treed acres with breathtaking views of Lake Ontario and Presqu'ile Provincial Park. Offering a peaceful country setting close to the amenities of Brighton, this unique property features walking trails winding through the trees, a private hard-surface tennis court surrounded by a circular driveway, and plenty of space to enjoy the outdoors. Inside, the home offers a comfortable and functional layout with a wood-burning fireplace that adds warmth and character to the living room, convenient main-floor laundry, and a primary bedroom with double closets. One of the bedrooms also features a walkout to the back deck, providing another opportunity to enjoy the natural surroundings. A standout feature of the property is the grand indoor recreational area, complete with an in-ground pool, hot tub, and wood-burning cedar sauna. With walkout access to both the spacious front patio and the backyard, this space connects easily to the outdoors, whether you're enjoying morning coffee overlooking the lake, reading a book on the back deck, or weekend BBQs with family and friends. The unfinished lower level has a separate entrance with mudroom, access to the garage, and offers additional space and flexibility, including potential for future guest accommodations or an in-law suite. Substantial improvements have been made throughout the home and property, including a new roof in 2026. From morning walks along the trails and afternoons on the tennis court to watching the changing colours of Lake Ontario and enjoying clear, star-filled skies, this is a property that offers a truly special way of life in Northumberland County. *Please note: The shower in the 3-piece bathroom off the pool room is not operational; the shower surround and hookups will need to be completed by the buyer. The indoor pool, hot tub, and sauna are in as-is condition.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2026)
- $6,531
Price History
Property
- Style
- Bungalow
- Age
- 51-99
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block, Poured Concrete
- Interior
- In-Law Capability, Primary Bedroom - Main Floor, Sauna, Sump Pump, Water Heater Owned, Water Softener, Water Treatment
- Lot Size
- 438.44 x 1339.73 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 2
- Total Parking
- 12
- Parking Features
- Available, Private, Circular Drive
Structures
- Other Structures
- Other, Shed
Utilities
- Water
- Dug Well
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- County Rd 2 & Fiddick Rd
- Parcel Number
- 511520124
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- All appliances including 2 x a/c window units, electric light fixtures, and window coverings *open to other inclusions such as indoor & outdoor furniture
- Rental Items
- Propane tank
Community
Postal area K0K
- Population
- 115,850
- Private dwellings
- 53,153
- Median age
- 50.8
- Average household size
- 2.4
- Median household income
- $83,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Cramahe · last 12 months
- Median sold price
- $633,084
- Homes sold
- 106
- Median days on market
- 43
- Sale-to-list price
- 97.3%
Based on 106 recorded sales of residential freehold properties in Cramahe over the last 12 months.
Rooms
4-piece on Main, 3-piece on Main, 2-piece on Main
Main
- Bathroom6'8" x 13'6"
- Bathroom4'2" x 7'7"
- Bathroom5'3" x 10'5"
- Bedroom11'10" x 10'5"
- Bedroom11'2" x 14'
- Dining Room11'11" x 15'6"
- Kitchen9' x 15'10"
- Living Room20'1" x 13'2"
- Primary Bedroom14'6" x 14'
- Recreation13'6" x 39'9"
Lower
- Mud Room20'1" x 9'1"
- Utility Room29'8" x 14'
Listed by
Royal LePage ProAlliance Realty
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
What this home costs
Based on $59,990 down (7.05%) · 25 yrs · 5.50% fixed, placeholder rate · Canadian citizen or PR · just me · before other debts.
No published rate is available right now: this uses a placeholder rate; type your own below.
Rented equipment from the listing: Propane tank (monthly amount not listed, not included).
- Mortgage(calculated)includes the mortgage insurance premium added to the loan$5,014
- Property tax(from the listing)$544
- Heating(estimated)$200
- Home insurance(estimated)$212
Utilities other than heat (hydro, water, internet) are not included.
- Down payment(calculated)$59,990
- Land transfer tax(calculated)$13,473
- Sales tax on the insurance premium(calculated)paid in cash at closing, not added to the loan$2,528
- Legal and title insurance(estimated)$2,050
- Closing adjustments(estimated)prepaid property tax and condo fees$1,700
- Home inspection(estimated)$400
- Water test and septic inspection (optional)(estimated)$700
Tested at 7.50%, the higher rate lenders use (your rate plus 2, or 5.25%, whichever is higher).
Assumes no other debts: housing costs (mortgage, property tax, heating, half any condo fee) at most 39% of gross income.
For example, a quote from your bank. Leave it empty to use 5.50%.
This listing shows a well or septic system. Lenders and insurers usually want a water test and a septic inspection; they are in the cash breakdown as an optional line.
Rate: a placeholder, not a published rate. Every figure is an estimate.
Investment Analysis
Investor terms: 20% minimum down; mortgage rates for rental properties are often higher, so these figures can differ on purpose from “What this home costs”. Rate: a placeholder, not a published rate; figures are illustrative only.
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,150/mo (20% down, 5.5%)
Taxes: $544/mo · Insurance: $212/mo
Estimates only. Consult a financial advisor.
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