111 Chemaushgon Road
Bancroft, ON
- 2 bed
- 2 bath
- approx. 700-1100 sqft
- Detached
2 Bedroom, 2 bathroom home perfect for any walk of life. Retired? Main floor living with only a couple steps up from outside (could easily install a ramp if needed), open concept living space and covered parking. Young Family? A big sloping back yard for play and exploring, the Park, Daycare and Schools (OLM and NHHS) are an easy walk. Investor? The ATV/Snowmobile trail is right across the road, the York River can be accessed to canoe/kayak/paddle board easily and you're just outside the downtown core for easy access to necessities. Whatever your purpose, this home is an ideal starting point! The unfinished basement and garage leave room to build equity and expand the living spaces, or enjoy the recently renovated main floor as is. Located minutes from the Hospital and Emergency services, 1.5 hours from Belleville and Peterborough, and under 3 hours from Toronto and Ottawa.
Listing Details
- Taxes (2026)
- $2,861
Price History
Property
- Style
- Bungalow
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Interior
- Carpet Free
- Lot Size
- 69.5 x 198.33 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 1
- Total Parking
- 6
- Parking Features
- Private Double
Structures
- Other Structures
- Shed
Utilities
- Sewer
- None
- Heat Source
- Oil
Location & Legal
- Cross Street
- Chemaushgon Road and Forest Hill Road
- Zoning
- R1
- Parcel Number
- 400760144
- Possession
- Flexible
- Occupancy
- Vacant
Included
- Inclusions
- Fridge, Stove, Dishwasher, Range Hood, Microwave, Washer, Dryer
- Exclusions
- Personal Items
- Rental Items
- None
Schools
Elementary
- North Hastings High School - Elementary (Elementary)2.2 km
Public · Hastings & Prince Edward DSB · 175 students
- Our Lady of Mercy Catholic School2.5 km
Catholic · Algonquin and Lakeshore CDSB · 255 students
Grade 3 reading: 94% met the provincial standard · Grade 6 math: 33% met the provincial standard
- York River Public School3.7 km
Public · Hastings & Prince Edward DSB · 205 students
Grade 3 reading: 41% met the provincial standard · Grade 6 math: 45% met the provincial standard
Secondary
- North Hastings High School2.4 km
Public · Hastings & Prince Edward DSB · 450 students
Grade 10 literacy: 69% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K0L
- Population
- 78,142
- Private dwellings
- 48,786
- Median age
- 54
- Average household size
- 2.3
- Median household income
- $79,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Bancroft · last 12 months
- Median sold price
- $375,000
- Homes sold
- 79
- Median days on market
- 40
- Sale-to-list price
- 92.7%
Based on 79 recorded sales of residential freehold properties in Bancroft over the last 12 months.
Rooms
4-piece on Main, 3-piece on Basement
Main
- Bathroom4'11" x 8'
- Bedroom12'3" x 11'4"
- Bedroom 211'5" x 11'4"
- Dining Room9'2" x 13'9"
- Kitchen12' x 15'5"
- Living Room14'2" x 13'9"
Basement
- Bathroom3'3" x 3'3"
- Utility Room
- Workshop14'2" x 25'1"
Listed by
Reva Realty Inc.
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
What this home costs
Based on $19,750 down (5%) · 25 yrs · 5.50% fixed, placeholder rate · Canadian citizen or PR · just me · before other debts.
No published rate is available right now: this uses a placeholder rate; type your own below.
- Mortgage(calculated)includes the mortgage insurance premium added to the loan$2,382
- Property tax(from the listing)$238
- Heating(estimated)$250
- Home insurance(estimated)$99
Utilities other than heat (hydro, water, internet) are not included.
- Down payment(calculated)$19,750
- Land transfer tax(calculated)$4,400
- Sales tax on the insurance premium(calculated)paid in cash at closing, not added to the loan$1,201
- Legal and title insurance(estimated)$2,050
- Closing adjustments(estimated)prepaid property tax and condo fees$790
- Home inspection(estimated)$400
Tested at 7.50%, the higher rate lenders use (your rate plus 2, or 5.25%, whichever is higher).
Assumes no other debts: housing costs (mortgage, property tax, heating, half any condo fee) at most 39% of gross income.
For example, a quote from your bank. Leave it empty to use 5.50%.
Rate: a placeholder, not a published rate. Every figure is an estimate.
Investment Analysis
Investor terms: 20% minimum down; mortgage rates for rental properties are often higher, so these figures can differ on purpose from “What this home costs”. Rate: a placeholder, not a published rate; figures are illustrative only.
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $1,929/mo (20% down, 5.5%)
Taxes: $238/mo · Insurance: $99/mo
Estimates only. Consult a financial advisor.
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